Posts Tagged Bankruptcy Code

Is it possible to get a mortgage after bankruptcy?

Getting mortgages after bankruptcy is possible, but the system is set up with several caveats that will prevent you from getting one immediately after unless you have a particularly extreme case. Overall Waiting Period In most cases, you can expect a waiting period of two years before you will be eligible for a Federal Housing Administration (FHA) mortgage after Chapter 7 Bankruptcy, though extenuating circumstances can reduce this to as little as one year. Obtaining a standard mortgage will take even longer than an FHA mortgage – four years from the point of the bankruptcy. Both depend heavily on the

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Prevent bankruptcy – Spending wisely can result in an abundance of wealth

Leaving credit cards at home can help to avoid impulse purchases that lead to high levels of debt. By only using cash, checks or debit cards, shoppers eliminate the risk of going into debt and ending up with a financial hangover.Leaving credit cards at home can help to avoid impulse purchases that lead to high levels of debt. By only using cash, checks or debit cards, shoppers eliminate the risk of going into debt and ending up with a financial hangover.

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Judicial Activism: Creditor had duty to return repossessed car

The debtors filed for Chapter 7 relief four days after Quorum Federal Credit Union lawfully repossessed their 2003 Dodge Caravan. Quorum was scheduled as a creditor, and received notice of the debtors’ bankruptcy filing along with their stated intention to reaffirm the debt owed to Quorum. The debtors filed for Chapter 7 relief four days after Quorum Federal Credit Union lawfully repossessed their 2003 Dodge Caravan. Quorum was scheduled as a creditor, and received notice of the debtors’ bankruptcy filing along with their stated intention to reaffirm the debt owed to Quorum.

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Filing Your Income Taxes After Bankruptcy

For most of us, filing our taxes is a stressful process. But for those who filed bankruptcy in the past year, they may be confused about the affect it had on their taxes and how it changes the way they file their taxes. Which forms do you file and who files your taxes for you?For most of us, filing our taxes is a stressful process. But for those who filed bankruptcy in the past year, they may be confused about the affect it had on their taxes and how it changes the way they file their taxes. Which forms do you file and who files your taxes for you?

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Why Should You Hire a Bankruptcy Attorney

Just because the country’s economy has finally begun to recover does not mean that all of its citizens are recovering financially. There are still many people who are struggling to make ends meet for one reason or another. Financial troubles come in all shapes and sizes. Just because the country’s economy has finally begun to recover does not mean that all of its citizens are recovering financially. There are still many people who are struggling to make ends meet for one reason or another. Financial troubles come in all shapes and sizes.

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