If I am
sued, can my insurance company settle the case without my consent?
Under most types of
liability insurance, the insurance company has the contractual right to
settle or defend the case as it sees fit. You normally will have an
opportunity to provide input, but the company typically has no obligation
to get your consent or approval. A common exception to this involves
professional liability policies, such as medical malpractice or architects
errors and omissions coverage, under which consent of the insured usually
is required for any settlement.
