Tag Archives: richard adams law

Florida leads the nation in Foreclosures with three times the national average

Realtors will tell you that the market is heating up. They are clamoring for listings and the ones they get sell within days, with multiple offers and usually for over asking price. But statistics still show that Florida is the … Continue reading

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Did Your Christmas Spending Leave You Facing Bankruptcy?

Last month we offered some tips to help your wallet survive Christmas. But now that the holidays are over, the credit card bills will start rolling in and the financial reality will begin. Here’s a little Christmas Credit Quiz to … Continue reading

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Foreclosure Defense

The golden age for foreclosure squatters may soon be coming to an end now that the $26 billion mortgage settlement has been approved. The settlement, agreed to by the nation’s five largest mortgage lenders, is expected to speed up the … Continue reading

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HARP 2.0 Intends to help more homeowners, but who qualifies?

This March, the Obama administration will implement a newer version of the federal Home Affordable Refinance Program, dubbed HARP 2.0.  The original HARP program which was created in 2009 helped less than 30 percent of the homeowners it intended to … Continue reading

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Foreclosure free ride: 3 years, no mortgage payment

In some states, delinquent borrowers have been squatting in their homes much longer. In Florida, the average time was 861 days, and in New York it was 1,056 days — close to three years. “Perhaps a million foreclosures could have … Continue reading

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